Privacy

Introduction

The web sites that are located at the domain breakoutfinance.com (the “Site”) are operated by Breakout Capital, LLC (“Breakout” or “we” or “our” or “us”), a wholly-owned subsidiary Breakout Capital Holdings, Inc.. Your privacy is important to us. This Privacy Policy describes the types of information collected from you, what we do with it, with whom we share it, and how you can correct or change such information. It is your responsibility to review this Privacy Policy carefully, especially before providing any personal data through the Site. This Site is operated in and controlled from the United States of America. If you have any questions about this Privacy Policy or Site, or if you wish to unsubscribe from Site services for which you have previously registered, please contact us at support@breakoutfinance.com or at the address at the end of this policy.

PLEASE REVIEW THIS PRIVACY POLICY AND THE TERMS OF SERVICE FOR THE SITE CAREFULLY. YOUR USE OF THIS SITE SIGNIFIES YOUR AGREEMENT TO SUCH PRIVACY POLICY AND OF THE TERMS OF SERVICE.

1. Types of Information Collected
   • Personal Data
   • Aggregate and Anonymous Data
2. Use of Cookies and Other Technologies
3. Our Use of Your Information
4. Disclosure of Personal Data to Third Parties
   • Disclosure to Affiliates
   • Disclosure to Third Parties
   • Disclosure to Others
5. Third Party Advertising and Links to Other Sites
6. Your Choice
7. Access and Correction
8. Children and Privacy
9. Message Boards, Chat Rooms, Blogs and Other User Forums
10. Data Security
11. Exclusions
12. Other Terms of Service
13. Site Location
14. Changes to this Privacy Policy
15. Contacting Breakout Regarding Your Privacy

1. Types of Information Collected

Personal Data: Personally Identifiable Information (“Personal Data”) is any information that can be used to identify a specific individual or business entity, such as your name, email address, home or business address, phone number, Social Security number, tax identification number, credit card information, income and assets, credit and payment data, accounts at financial institutions, unique identifiers such as user name and password, business information including company size, and business type and the like. This Site collects Personal Data when you interact with the Site, for example when you register for our Service, complete the application for a loan, or seek help from our customer service department. We also may collect information when you register for wireless services via your cellphone, tablet or other wireless devices (“Other Services”). Because providing detailed information regarding our Privacy Policy when you register or provide information in connection with these Other Services often proves impractical, you may instead be provided with a short notice that reminds you to refer to this Privacy Policy and other relevant information from us. We may also obtain Personal Data from reputable third parties, such as credit agencies.

Aggregate and Anonymous Data: Aggregate and anonymous data are information collected automatically through the operation of the Site (“AA Data”). We may collect site usage data (such as which Site pages you visit and in what sequence) through the use of various technologies. For example, we collect IP addresses from individuals who visit the Site. An IP address is a number that is automatically assigned to your computer whenever you are surfing the Web. Web servers, the computers that “serve up” Web pages, automatically identify your computer by its IP address, and when you request a page from a website, its servers log your IP address. We do not link IP addresses to any Personal Data, so although your session will be logged, you will remain anonymous to us and the Site. We may also collect password information from you when you log in, as well as computer and connection information such as browser type or version. During some visits, we may use software tools, such as Javascript, to measure and collect session information, including page response times, download errors, time spent on certain pages, page interaction information, and methods used to browse away from the page.

Social Media: The Site includes social media components. These components may collect your IP address, which pages you visit on the Site, and may set a cookie to enable the component to function properly. Social media components are either hosted by a third party or hosted directly on the Site. Your interactions with these components are governed by the Privacy Policy of the company providing it.

2. Use of Cookies and Similar Technologies

Like many sites, we use “cookies” or other similar technologies to collect AA Data. A cookie is a small data file that writes to your hard drive for record keeping purposes when you visit the Site. Cookies allow the Site to measure traffic activity on the Site and to improve your user experience, for example by remembering your passwords and viewing preferences on the Site, allowing you to visit “client only” portions of the Site without re-registering, and tracking the progress and number of entries in activities that require registration or entry, such as a loan application. Similarly, if you have asked us to send you information about upcoming products and promotions, using cookies we collect information about which Site pages you have visited and in what order (“Clickstream Data”) that may allow us to narrow or limit the materials provided to you based on your prior online activities or preferences. Most browsers are initially set to accept cookies. If you prefer, you can set your browser to refuse cookies or to alert you when cookies are being sent, but it is possible that some parts of the Site will not function properly if you do so.

In addition, we may use a service that collects data remotely by using so-called “pixel tags,” “web beacons,” “clear GIFs” or similar means (collectively, “Pixel Tags”) embedded in the Site’s content. A Pixel Tag is an electronic image, often a single pixel (1×1), that is ordinarily not visible to Site visitors and may be associated with cookies on the visitors’ hard drives. This information is anonymous data.

3. Our Use of Your Data

Personal Data: We will use your Personal Data for the purposes for which it was provided, to provide and improve our products and services, and as otherwise described in this Privacy page. For example, if you provide Personal Data apply for a loan, we will use it to request the information necessary to evaluate your request and any application that you submit; if you provide Personal Data to request a loan from one of our lender partners, we will use it to request the information necessary to evaluate your request and any application that you submit. We may also use your Personal Data to provide you with information about features, services and other offerings that may be of interest to you. We also may send information or offers to selected groups of Site users on behalf of other businesses. When we do this, we do not give those businesses your name or address. Under certain circumstances we may post your Personal Data on the Site. We will notify you of this possibility when you provide the Personal Data and, if possible, when the Personal Data is posted.

We use your Personal Data for processing applications, determining your eligibility for a loan, responding to your requests, preventing fraud, complying with regulatory requirements, and sharing with you related products and services offered by Breakout.

If you provide Personal Data as part of a loan application request, we will provide your Personal Data to our lender partners. While we attempt to utilize lender partners who have a Privacy Policy comparable to that of Breakout, we cannot guarantee that your Personal Data will enjoy the same level of protection as afforded under our Privacy Policy.

Cookies and similar tools may be used to relate your use of the Site and AA Data to Personal Data obtained from you. If any AA Data is linked with Personal Data, the linked AA Data will then be treated as Personal Data.

AA Data: We may also use Personal Data in aggregate form for purposes of research or analysis. In order to better understand and serve the users of the Site and Other Services, Breakout, directly and through third party sources, often conducts research on its customer demographics, interests and behavior based on Personal Data we gather. Although this aggregated data may be based in part on Personal Data, it does not identify you personally. Breakout may share this type of AA Data with a variety of third parties, including its affiliates, joint venture partners, third part vendors, agents, and current and prospective business partners.

We may use AA Data collected from the Site for site administration, advertising and promotional purposes, and we may share such information with various affiliated and unaffiliated entities for such purposes. For example, IP addresses are used for the purposes of system administration and to provide AA Data to advertisers about the volume of use on the Site, and Clickstream Data and demographic AA Data may be shared with our advertisers and business partners. We may also enter into agreements with outside companies that possess technology that allows the Site to customize the advertising and marketing messages you receive on the Site. This data (including Clickstream Data about your activities on our Site) may be shared with these companies for this purpose.

4. Disclosure of Personal Data

Disclosure to Affiliates: Personal Data collected by this Site may be shared with our affiliates which include our lender partners and other entities owned or controlled by Breakout. We reserve the right to share Personal Data with our affiliates. If you do not want us to share your Personal Data with our affiliated companies for their marketing purposes, you may opt-out of such sharing by contacting us at support@breakoutfinance.com (see “Your Choices” below).

Disclosure to Third Parties: Breakout, like many other businesses, sometimes may consider and may enter into one or more partnerships, joint ventures, or other business relationships with one or more third parties, and in the course of considering, establishing, or maintaining, the same, we may, without notice to You, disclose your Personal Data in furtherance thereof. When we employ a third party to perform these functions, that third party will only be provided with the particular Personal Data it needs to perform its function, and is required to protect the Personal Data. We may also share Personal Data with pre-screened third parties for their marketing or promotional purposes. Breakout, like many other businesses, sometimes may consider and may enter into one or more partnerships, joint ventures or other business relationship with one or more third parties and, in the course of considering or establishing same, without notice to You may disclose your Personal Data in furtherance thereof.

Disclosure to Others: In addition, we may disclose Personal Data without providing you with a choice under the following limited circumstances to: (1) protect the legal rights, privacy or safety of Breakout and its lender partners, or the subsidiaries, affiliates, data providers or their employees, agents and contractors of them; (2) protect the safety and security of visitors to our web sites or other properties; (3) protect against fraud or other illegal activity or for risk management purposes; (4) respond to inquiries or requests from public authorities; (5) permit us to pursue available remedies or limit the damages that we may sustain; (6) enforce our Terms & Conditions; or (7) comply with the law or legal process.

If Breakout sells all or part of this Site or makes a sale or transfer of assets or is otherwise involved in a merger or business transfer, we may, in our sole discretion, transfer, sell or assign your Personal Data to a third party as part of or in connection with that transaction. Upon such transfer, the Privacy Policy of the acquiring entity may govern the further use of your Personal Data.

5. Third-Party Advertising and Links to Other Sites

The Site may include third-party advertising. These third parties’ websites and advertisers, or the Internet advertising companies that work on their behalf, may use technology to send (or “serve”) the advertisements that appear on our Site directly to your browser. They automatically receive your IP address when this happens. They may also use cookies, Javascript, Pixel Tags and other technologies to deliver advertisements, collect information about the effectiveness of their advertisements, and to collect anonymous information about your visits to the Site, such as the number of times you have viewed an ad (but not your name, address, or other Personal Data). For more information about these specialized cookies and other technologies, and how to “opt out” of information collection by these companies, we suggest you visit http://doubleclick.net/privacy_policy or http://networkadvertising.org/optout_nonppii.asp.

Please note that this Site contains links to other sites that may not follow the same Privacy Policy as our Site. For instance, clicking on an advertisement or on links or other elements on the Site may take you to an entirely different site. Links to other sites may use our Site logo or style as a result of a co-branding agreement. These sites may send their own cookies to you and may collect data and make use of that data in ways that this Site would not. Once you have left this Site, this Privacy Policy will no longer apply to Personal Data or any other data collected from or provided by you. You should check the applicable privacy policy to determine how that site will handle such data.

6. Your Choices

You can use the Site and certain Other Services without providing any Personal Data, but if you decline to provide Personal Data, you may not be able to use certain services or features. If you have previously provided Personal Data to the Site or are receiving emails or other communications from the Site and you do not want to receive such emails, you may discontinue them by selecting the “unsubscribe” link at the bottom of any message, visiting the Member Center section of the Site or contacting us at: support@breakoutfinance.com. If you ask that we stop using your Personal Data, we will honor that request. However we will retain records of your Personal Data as needed in order to comply with applicable federal, state, or local law.

7. Access and Correction

If you would like to review, correct or change the Personal Data that you have previously provided us, please contact us at support@breakoutfinance.com. We will take reasonable steps to update or correct Personal Data in our possession.

8. Children and Privacy

We encourage parents and guardians to spend time with their children online and to be fully familiar with the sites visited by their children. At various places on the Site or Other Services, we may ask users for their age. By using the Site or Other Services you agree to respond truthfully and accurately about your age. Children under the age of 18 years of age are expressly prohibited from submitting or posting any Personal Data on the Site or Other Services and from using the Site.

9. Message Boards, Chat Rooms, Blogs and Other User Forums

Please remember that information posted to message boards, chat rooms, blogs and other user forums becomes public information. Use caution when posting. Individuals under the age of 18 are prohibited from using the Site and you should not provide any Personal Data about anyone under the age of 18 when participating in any area of the Site where postings might become public. Please see our Terms of Service for the standards of behavior that must be followed when using these portions of the Site or Other Services.

10. Data Security Disclaimer

Breakout takes reasonable security precautions to secure the Personal Data that you choose to provide against the loss, misuse, alteration or unauthorized access of such information. Unfortunately, no transmission of data over the Internet is guaranteed to be completely secure. It may be possible for third parties not under the control of Breakout to intercept or access transmissions or private communications unlawfully. While we strive to protect your Personal Data, we cannot ensure or warrant the security of any Personal Data you transmit to us. Any such transmission is done at your own risk. If you believe that your interaction with us is no longer secure, please notify us of the problem by contacting us at support@breakoutfinance.com.

11. Exclusions

This Privacy Policy shall not apply to any unsolicited information you provide to Breakout on or through this Site or Other Services. Please see our Terms & Conditions for our policies regarding such unsolicited information. All such unsolicited information shall be deemed to be non-confidential, and Breakout shall be free to reproduce, use, disclose and distribute such unsolicited information to others without limitation or attribution.

12. Other Terms of Service

Your access to and use of this Site or Other Services is subject to the Terms & Conditions.

13. Applicable Law

We control and operate this Site from the United States. The Site is intended to subject us and you to the laws or the Commonwealth of Virginia, United States. Please note that we do not represent or warrant that the Site is appropriate for use in any particular jurisdiction. Those who choose to access the Site do so at their own initiative and are responsible for complying with all local laws, rules and regulations.

14. Changes to this Privacy Policy

From time to time, we may revise this Privacy Policy to reflect industry initiatives, changes in the law or technology, or changes in our practices regarding information collection and use. If we make revisions to the way we collect or use Personal Data, we may provide notice of those changes by either: (1) announcing the change on the home page of the Site or (2) taking such other action as we deem appropriate under the circumstances, including without limitation, posting the revised draft of this Privacy Policy on the Site. You can determine when this Privacy Policy was last revised by referring to the “Last Updated” legend at the top of this page. Any changes to this policy will become effective upon posting of the revised Privacy Policy on the Internet, accessible through the Site. By continuing to use the Site following such changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Privacy Policy, as it may be amended from time to time, in whole or in part, please do not continue using this Site.

15. Contacting Breakout Regarding Your Privacy

If you have any questions about this Privacy Policy, Personal Data gathered by this Site or Other Services, or about the operation of this Site or Other Services, or if you wish to unsubscribe from the Site or Other Services, please contact us at support@breakoutfinance.com, or at the address listed below:

Breakout Capital, LLC
1451 Dolley Madison Blvd, Suite 200
McLean, VA, 22101

LAST UPDATED:  February 28, 2020